New York Mortgage Rates by County, City & Loan Type

Every page below shows live New York lender pricing for its own area or loan program, refreshed daily and compared against the Freddie Mac national average. Start with today’s statewide rates, or jump straight to your county or program.

→ New York Mortgage Rates Today (statewide)

Rates by loan program

• → New York Conventional Mortgage Rates — 2026
• → New York FHA Mortgage Rates — 2026
• → New York VA Mortgage Rates — 2026
• → New York Jumbo Mortgage Rates — 2026
• → New York USDA Mortgage Rates — 2026
• → New York Mortgage Refinance Rates — 2026
• → New York 15-Year Mortgage Rates — 2026
• → New York Adjustable-Rate Mortgage (ARM) Rates — 2026
• → New York Cash-Out Refinance Rates — 2026
• → New York First-Time Home Buyer Mortgage Rates — 2026

Rates by county and city

• → Suffolk County Mortgage Rates
• → Nassau County Mortgage Rates
• → Westchester County Mortgage Rates
• → Brooklyn Mortgage Rates
• → Queens Mortgage Rates
• → The Bronx Mortgage Rates
• → Staten Island Mortgage Rates
• → Manhattan Mortgage Rates
• → Rockland County Mortgage Rates
• → Orange County Mortgage Rates
• → Dutchess County Mortgage Rates
• → Ulster County Mortgage Rates
• → Putnam County Mortgage Rates
• → Albany Mortgage Rates
• → Buffalo Mortgage Rates
• → Rochester Mortgage Rates
• → Syracuse Mortgage Rates
• → Yonkers Mortgage Rates
• → White Plains Mortgage Rates
• → Huntington Mortgage Rates
• → Hempstead Mortgage Rates
• → Babylon Mortgage Rates
• → Smithtown Mortgage Rates
• → Islip Mortgage Rates
• → Long Island Mortgage Rates
• → the Hudson Valley Mortgage Rates

Rates and terms are subject to change without notice and are not a commitment to lend. All loans subject to credit approval. Reliant Home Funding. Equal Housing Opportunity.