Find the Loan that Fits You

Home loans aren’t one-size-fits-all. That’s why we offer a variety of loan programs. Learn more about the different home loan programs we offer to see what might work for you.

Our Loan Programs
FHA Loans

FHA Loans

FHA loans are government-insured mortgages for borrowers with a low down payment.

Conventional Loans

Conventional Loans

Conventional home loans are standard loans ideal for buyers with good credit.

VA Loans

VA Loans

VA loans are for eligible veterans and don’t require a down payment or private insurance.

ARM Loans

ARM Loans

Adjustable rate mortgages (ARMs) will stay at a fixed rate for a specified period of time only.

Fixed Loans

Fixed Loans

Fixed rate mortgages will stay at a fixed rate for the entire lifespan of the loan.

Renovation Loans

Renovation Loans

Renovation loans allow you to include funds to renovate or repair your property in the mortgage.

Jumbo Loans

Jumbo Loans

Jumbo loans are larger mortgages that exceed conventional home loan limits.

Reverse Mortgages

Reverse Mortgages

Reverse mortgages are for seniors looking to take cash out of the equity in their property.

Reliant Home Funding FAQs

  • Where do I begin?

    Whether you’re looking to buy or refinance, your first step is figuring out your budget. You can “Get Started” with us at the top right-hand corner of the page with a short questionnaire. Once complete, one of our loan advisors will contact you to talk about next steps. We look forward to hearing from you!

  • What do I need to get pre-approved for a home loan?

    Pre-approval is a great way to narrow down what you can afford and will tell potential sellers that you are serious in purchasing a home. To get pre-approved, we look at your source of income, assets, debt-to-income ratio, and your credit score.

  • What if my credit score is average when applying for a loan?

    While credit score is important, there may be a loan that will work for your financial situation. Check out our rate calculator or contact us directly for more information.

  • What is the debt-to-income ratio?

    The DTI (Debt-to-Income Ratio) is the monthly amount you owe divided by the monthly gross amount you earn. The DTI is a way for lenders to review your debt and find the loans you qualify for.

  • What if I have student loans? Can I still apply for a mortgage loan?

    Student loans are a form of debt and can affect your DTI ratio, but there are usually home loan options that will work depending on your financial situation. Contact us to find out!

  • What type of property can I purchase?

    There are different options ranging from single family or multi-family homes, condominiums, and townhouses. Take a look around your area and let us know what you’re looking for so we can help with the loan!

  • Can I get a home loan fully remote or are there in-person steps?

    Good news! The home loan process can be done remotely. We also offer RHF GO App for your smartphone so you can stay updated 24/7.

Connect With One Of Our Home Loan Experts

A Five-Star Mortgage Experience

(338 Reviews)
(112 Reviews)
(152 Reviews)
(343 Reviews)
(498 Reviews)

Why You Can Rely On Us

Our People Are Our Greatest Asset

Reliant Home Funding is a family-run business with a strong, valued team – not another nameless and faceless corporation.

Relationships > Transactions

We value changing people’s lives over the bottom line: our motivation and inspiration comes from helping clients into their dream homes.

Transparent & Consistent Pricing

With our highly responsive and knowledgeable loan officers, you’ll never be in the dark about your home loan process and pricing.

At Reliant Home Funding, it's not just business as usual, it's a community that builds a relationship and ensures that family members are cared for in the most professional yet friendly kind of way.

Kwasie Thompson

Great team! Courteous, kind, well-informed, and most importantly great at their jobs! The team is available and helpful with great insight and patience! Thank you Reliant for your above and beyond effort!

Sai Pathak

The entire team at Reliant Home Funding were amazing at getting our mortgage closed efficiently and on time. They worked overly hard for us and we couldn't be more satisfied. I would recommend them to anyone and everyone (I already have actually). If you want a knowledgeable team, then do yourself a favor and use RHF for your home loan. You will be happy you did.

Mary Blankenship

Secure the Right Home Loan for You.

Ready for a home loan that fits you perfectly? Get in touch with our experts today to secure yours.

Get My Rates

You Might Find These Helpful...

2024’s Conforming Loan Limits Rise to $766,550: A Comprehensive Analysis

Maximize Your Profits as a Home Seller: The Untapped Potential of CEMAs in New York Real Estate

Unlocking Savings in New York Real Estate: How CEMAs Benefit Both Buyers and Sellers