Terms of Use

  1. Terms
    By accessing this web site, you are agreeing to be bound by these web site Terms and Conditions of Use, all applicable laws and regulations, and agree that you are responsible for compliance with any applicable local laws. If you do not agree with any of these terms, you are prohibited from using or accessing this site. The materials contained in this web site are protected by applicable copyright and trade mark law.
  2. Disclaimer
    The materials on Reliant Home Funding, Inc’s web site are provided “as is.” Reliant Home Funding, Inc” makes no warranties, express or implied, and hereby disclaims and negates all other warranties, including without limitation, implied warranties or conditions of merchantability, fitness for a particular purpose, or non-infringement of intellectual property or other violation of rights. Further, Reliant Home Funding, Inc does not warrant or make any representations concerning the accuracy, likely results, or reliability of the use of the materials on its Internet web site or otherwise relating to such materials or on any sites linked to this site.
  3. Limitations
    In no event shall Reliant Home Funding, Inc or its vendors be liable for any damages (including, without limitation, damages for loss of data or profit, or due to business interruption,) arising out of the use or inability to use the materials on Reliant Home Funding, Inc’s Internet site, even if Reliant Home Funding, Inc or a Reliant Home Funding, Inc authorized representative has been notified orally or in writing of the possibility of such damage. Because some jurisdictions do not allow limitations on implied warranties, or limitations of liability for consequential or incidental damages, these limitations may not apply to you.
  4. Revisions and Errata
    The materials appearing on Reliant Home Funding, Inc’s web site could include technical, typographical, or photographic errors. Reliant Home Funding, Inc does not warrant that any of the materials on its web site are accurate, complete, or current. Reliant Home Funding, Inc may make changes to the materials contained on its web site at any time without notice. Reliant Home Funding, Inc does not, however, make any commitment to update the materials.
  5. Links
    Reliant Home Funding, Inc has not reviewed all of the sites linked to its Internet web site and is not responsible for the contents of any such linked site. The inclusion of any link does not imply endorsement by Reliant Home Funding, Inc of the site. Use of any such linked web site is at the user’s own risk.
  6. Site Terms of Use Modifications
    Reliant Home Funding, Inc may revise these terms of use for its web site at any time without notice. By using this web site you are agreeing to be bound by the then-current version of these Terms and Conditions of Use.
  7. Governing Law

    Any claim relating to Reliant Home Funding, Inc’s web site shall be governed by the laws of the State of New York without regard to its conflict of law provisions.

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In accordance with state and federal regulations, the following disclosure and licensing information is available for you to review online:

  • Equal Housing Opportunity Lender
  • Equal Credit Opportunity Act Fair Lending Notice

Equal Housing Opportunity Lender
We conduct business in accordance with the Federal Fair Housing Law (Fair Housing Amendments Act of 1988). It is illegal to discriminate against any person because of race, color, religion, sex, handicap, familial status, or national origin:

  • In the sale or rental of housing
  • In advertising the sale or rental of housing
  • In the financing of housing
  • In the provision of real estate brokerage service
  • In the appraisal of housing
  • Blockbusting is also illegal

Anyone who feels he or she has been discriminated against may file a complaint of housing discrimination: 1-800-669-9777 (toll free), or 1-800-927-9275 (tdd), U.S. Department of Housing and Urban Development Assistant Secretary for Fair Housing and Equal Opportunity, Washington DC 20410.

Equal Credit Opportunity Act Fair Lending Notice
The Federal Equal Credit Opportunity Act prohibits creditors from discriminating against credit applicants on the basis of race, color, religion, national origin, sex, marital status, age (provided that the applicant has the capacity to enter into a binding contract); because all or part of the applicant’s income derives from any public assistance program; or because the applicant has in good faith exercised any right under the Consumer Credit Protection Act. The federal agency that administers compliance with this law concerning the creditor is:

Federal Trade Commission
Equal Credit Opportunity
Room 4037
Washington DC 20580

Fair Lending Policy
Reliant Home Funding, Inc is committed to fair lending practices. It is our policy to make credit products available to all applicants on a consistent and fair basis, provided they meet standard guidelines for safe and sound lending. Reliant Home Funding, Inc does not discriminate against any credit request on the basis of race, color, religion, national origin, marital status, age (providing the applicant is of legal age and has the capacity to enter into a binding legal contract), sex, disability, familial status, receipt of public assistance, or if the individual has exercised in good faith any right under the Consumer Credit Protection Act, or on any prohibited basis.

No High Cost Loans
Reliant Home Funding, Inc is also committed to not originate loans that would be considered “High Cost Loans” under the Federal Home Ownership & Equity Protection Act. (HOEPA).

No Predatory Lending
Reliant Home Funding, Inc’s will not originate loans that have “Predatory” characteristics nature. We also do not require that borrowers purchase single paid, or life credit insurance premiums from Reliant Home Funding, Inc.

Advertised Rate Disclosure Information
All advertised rates are subject to underwriting approval. Not all applicants will be approved. Fees and Charges may apply. Minimum credit score of 740 required to be eligible for advertised rate. Full documentation & property insurance required. Loans secured by liens against your property. Consolidating debts may increase the time and/or the total amount needed to repay your debt. Taxes & insurance are not included in any payments advertised. Terms, conditions & restrictions apply. Your rate and term may vary. The only way to lock in a rate is to speak with a Reliant Home Funding, Inc employee and receive confirmation of lock-in. Recent advertised rates are subject to change without notice. Advertised rates are available on owner-occupied single-family residential properties. Rates for purchase and refinance loans may vary. Fees and charges may apply. An advertised rate is not guaranteed and does not constitute an approval. Not all applicants will be approved. Minimum credit score requirement apply. Full documentation, acceptable properties, insurance, and additional underwriting is required. Loans are secured by liens against real property. Terms, conditions, and restrictions apply.